In-Network and Out-of-Network Coverage

Most insurance companies today will contract with healthcare providers in what are called preferred provider organizations or a PPO. Healthcare providers will agree toaccept a reduced payment from the insurance company as payment in full. I am notwilling to enter into a reduced payment contract with insurance companies. Most policies are set up so that you have coverage under either in-network for preferred providers, or out-of-network for providers who are not contracted with your insurance company. In addition, the majority of policies will provide in-network reimbursement for an out-of-network provider if there are no contracted providers, in the same service category,within a fifty-mile radius of where you live. There are no contracted midwives within a fifty-mile radius of Redding.

Once you have made a decision for midwifery care, you will need to contact your insurance company to obtain authorization for in-network reimbursement for an out-of-network provider. This will typically result in a twenty percent increase in coverage. In addition, many policies now have a separate deductible portion for out-of-networkservices. If that is the case with your policy, you will experience an additional savings because any portion of your in-network deductible that has already been paid by you forother healthcare during the same calendar year will be applied toward the birth care.

It is important to obtain this authorization as early in your pregnancy as possible.

In the unusual event that your care must be transferred to a hospital and physician, onlypreauthorized care can be billed at the in-network rate. When you are followed foryour entire pregnancy and birth, then the insurance is billed for a flat rate for servicesrendered, once the baby is born. If care is transferred for any reason during pregnancy or birth, then each visit is billed individually. Only preauthorized visits can be billed at the in-network rate.

Vote for Nora in the Redding Record Searchlight’s Health Care Hero Program

The Redding Record Searchlight sponsors an opportunity for healthcare providers to be acknowledged by those whom they serve.  The Record Searchlight accepts nominations for the Health Care Hero program year-round.  You may nominate health care professionals who have made a difference in you life by filling out a nomination form at this address: www.redding.com/healthcareheros.

Submit Your Testimonial to Nora’s Website

How to Rate Nora McNeill RN, LM (Fly By Night Delivery Service) At Redding.com

1. Click on or copy/paste the following link:  http://local.redding.com/mcneill+nora+rn+lm.9.107788716p.home.html
2. Click on “Vote for this Business” or “Write a Review” to give Nora a favorable review
3. Follow the promptings; it will ask you to rate her on Value, Service, and Quality on the 5-Star system that comes next
4. Please place a title for your listing that will catch the eye of the person seeking the review
5. Write a sentence or two in the review box, but go as long and as in depth as you would like
6. Optionally, upload a photo or video before submitting your post, such as a photo of you and your baby, just your baby, your family or even one including Nora
7. Submit your vote/rating!

FitPregnancy magazine published an article about just that in their October-November 2010 issue:

Walking is the one workout that suits pregnant women of all stripes. It’s as gentle or as challenging as you need it to be. It requires no investment (all you really need is a good pair of shoes and a water bottle). Plus, you can do it nearly anywhere, anytime. Excuses like “I hate the gym” or “I’ve never exercised before” just won’t fly.

You can read the entire article at their website, by clicking here while it’s still available.

1. Understand the process of bonding and get ready for building a bond with your baby. Bonding is essential to your baby’s healthy development. The strong attachment you will form provides your baby with the feelings of security and trust it needs to grow up confident and able to get along well with others.

2. Realize that bonding is a natural process. At some point after bringing your baby into the world, you will come to realize that it is dependent on you and you will dedicate yourself emotionally and physically to your baby.

3. Know that bonds are built in moments, one step at a time. The holding, touching, gazing, smiling, talking, and playing that you do while caring for your baby every day will build into a strong relationship.

4. Stay relaxed and just let it happen. Surveys show that up to 40% of mothers don’t feel a strong emotional tie with their babies until the end of the first week or later. Having a baby is stressful, so take care of yourself and your baby, one day at a time.

5. Find the most natural and supportive birthing environment. Not being separated from your baby is very important. The more time you spend close to your baby, the better.

6. Breastfeeding provides ideal face-to-face and skin-to-skin contact. Cuddling, gentle stroking, and talking with your baby during feedings will bring you emotionally closer together.

7. Wear you baby in a soft cloth carrier or a sling. Babies need to feel secure both physically and emotionally. Many parents find that wearing their babies is very comforting for the newborn and for the parents as well.

8. Frequently take time to just enjoy your baby. Caring for an infant is very demanding, so you owe it to yourself and your baby to take time to play together. Some of the best bonding happens when you are relaxed and having fun.

9. Share books with your baby. It’s one of the best, research-proven techniques for stimulating joyful interaction. Unlike reading, you actively share the pictures with your baby. It draws you into your baby’s world, connects you on an emotional level and becomes a favorite bonding time.

10. Go to the library or bookstore and look for books that are made specifically for this purpose. The best books have colorful pictures with no words. Look for stories featuring parents and babies enjoying each other.

What I love about Nora McNeill is knowing that she is experienced so I can relax while doing an important job. She is very caring and loving to me. She knows how to make me feel comfortable and confident and does not allow fear to influence me in the things that she says. I love that she prays for her patients and makes them feel so special whenever she tends to them.

Elizabeth and Richard Primo
Redding, CA

I loved having Nora McNeill as my midwife! She is devoted to the health and safety of you and your baby. She was amazing at informing me on nutrition and having a healthy lifestyle, so that I would have the best chance at having a safe and healthy baby and pregnancy. Even when things didn’t go as planned, Nora was positive, confident and encouraging. She made me feel safe and confident in my ability to continue and have this healthy little baby boy. She was there with me at every step and I am of thankful!

Danielle and Chris Reno
Redding CA

Committed, caring, consistent and highly qualified. These are just a few of the ways to describe the amazing care that Nora McNeill provided for myself and my husband in our first pregnancy and child birthing experience. Her calming presence and attention to every detail fostered an environment where we felt empowered and safe. Thanks to Nora, we naturally birthed a healthy son and had a very positive and wonderful experience. We’re excited about working with her again for our second child!

Serena and Jason Hull
French Gulch, CA

Nora McNeill is incredible! My husband and I were blessed to have 4 home births with her. Nora’s positivity, confidence, knowledge and peaceful presence empowered us throughout pregnancy, labor and delivery. Nora has that “special something” about her! She is just so unique and wonderful, we just can’t say enough. God has truly blessed Nora with a special gift and we are so grateful to have her in our lives.

Dr. Todd and Diedre Royce
Redding, CA